Only the injured worker is expected to report the incident to his or her employer and consequently filing for workers’ compensation claims within the stipulated period. The process can be cumbersome, thereby giving room for many things to go wrong. Sometimes, these mistakes could cause an outright rejection or lowers one’s benefit.
Well, here are some of the mistakes you should stay clear of if you don’t want to meet a stumbling block as your file for your worker’s compensation claim.
- Not Hiring An Experienced Workers Compensation Lawyer
As already stated, workers’ compensation claims can be a tedious process, and any little mistake can backfire. Working with an experienced lawyer can eliminate hurdles you might face since these are individuals who work daily with similar cases.
Most lawyers might not charge you a dime for consultation or advice. And many might not even charge until you’ve received your benefits. All it takes is a little research in your locality, or perhaps a recommendation or reference from friends or family.
- Not Submitting An Accurate Or Timely Report
It is paramount to file your worker’s compensation claim within the stipulated period or run at the risk of getting denied or delaying the benefits. Ensure you file the claim as soon as the injury happened, and don’t forget to document as much evidence as possible.
If there are some inconsistencies in your report, it will affect your benefits, even if an appeal was successful. In your report, you should include every detail you can muster, with doctors’ reports and picture evidence of your work-related injury.
- Failing To Report The Accident
Another common mistake people commit is failing to report the accident to their employer or failing to follow laid down protocols of filing for work-related accidents. If there are no protocols or policies in place, write a factual report of your case and submit it to your supervisor, the HRM, or perhaps the company nurse or healthcare provider.
- Failing To Explain Your Injuries To Your Health Provider Adequately
Your worker’s compensation benefits rely hugely on your medical reports since these are sources known to be impartial. If that is the case, it is essential you fully explain your injuries, especially to the insurance health provider. Be open, and detail how the incident has impacted your life. Do not try to downplay or act tough, as this is not the ideal time.
- Not Seeking Work
After your workers’ compensation benefits have been paid, you can return to work if you believe you have recovered to the point of working again. As your recover, you can contact your employer to ensure you can return to work.
Also, let your employer know if there is going to be changes or accommodation to your job. If, however, your accident or injury forces you to take on a lower-paying position, you might qualify for a reduced earning benefit.
In whatever you do, having an experience legal representation will play in your favor, as they will fight to make sure your claims are approved.
Contact Franks & Rechenberg. P.C. Attorneys at Law to help with your work injury case.